Farm Flexi

Farm Flexi is exclusive to Farmlands shareholders.

The idea is simple, put your farming inputs on your Farm Flexi and pay it off when you get paid from them (or earlier if you choose).

It’s simple to use, easy to apply for and offers a great range of benefits.

  • No establishment or booking fees
  • No early repayment fees
  • Clear balances when you choose or make partial payments
  • Low account fees that only apply when funds are drawn down so you only pay for what you use — just $19.95 per six month period; If your account is inactive for greater than six months then your annual fee is waived
  • Minimum monthly payments of just 5%
  • Very competitive interest rates of just 11.2% p.a*.
  • Statements emailed at the beginning of each month, for payment by 22nd of the month
  • Maintain rebates

What does Farm Flexi Require? 

  • Payment by Direct Debit is mandatory for all Farm Flexi accounts
  • A valid email address is required for all Farm Flexi accounts
  • Farm Flexi account can only be used to repay the outstanding balance on your Farmlands account
  • Once the Farm Flexi application has been approved an email link will be sent to complete an online activation process before the Farm Flexi account is open

How does it work?

Once your Farm Flexi account is open, you have the option to pay your Farmlands account in full or up to the Farm Flexi credit limit. Farmlands will send an email asking if you would like to use the Farm Flexi account to pay your monthly Farmlands account. Subject to sufficient available funds on your farm flexi facility Farmlands will then arrange for this to occur. 

How do I sign up?

To find out more about Farm Fiexi, call us on 0800 200 600 or complete our no obligation enquiry form and a member of our team will be in touch shortly.

Please note that current Creditline customers will need to apply for Farm Flexi to continue to use their credit facility.

Finance is provided by Finance Now Ltd.


Terms and Conditions apply.

  • Farm Flexi is available to fund any purchase made using your Farmlands Card, whether this be from a Farmlands store or any one of more than 7000 suppliers.
  • The minimum facility for Farm Flexi is $2000, up to a maximum of $500,000, subject to normal credit criteria.
  • Fee structure $19.95 per six months. Fees only apply when funds are drawn down so you only pay for what you use.
  • *Subject to change.